What if your money
finally felt manageable?
PlanWise guides you in building a purpose-based Money System using your existing accounts, adding new ones when they strengthen your plan, and gives you a simple monthly plan that keeps you in control without tracking every dollar.
With our clear framework customized to your life, managing money will feel lighter, easier, and calmer.
Paycheck
$2,250
Paycheck
$2,250
Main Checking
$4,500
Bills
$2,550
Spending
$900
Savings
$700
Future
$350
Your Personalized Money System
If money feels overwhelming…
you're not alone
Most people don't struggle because they're "bad with money."
They struggle because no one ever taught them a simple way to manage money in real life.
Money doesn’t arrive or leave in neat, predictable rhythms
Irregular expenses create constant stress because they’re easy to overlook
Tracking every transaction drains your energy and steals your time
Traditional budgets feel restrictive and tend to be misaligned with your life
You're not broken.
Your system is.
PlanWise gives you a new one.
An efficient way to manage money
built around how real life works
PlanWise helps you design a Money System that matches your real-life spending needs.
You create purpose-based envelopes (linked to your real bank accounts) then assign money to those envelopes.
Sort your money by purpose
Bills • Spending • Savings • Future Expenses
Add the envelopes you want
Using accounts you already have or ones you open later
Set up simple transfers
PlanWise shows you how to set up recurring transfers within your own bank so your system flows smoothly
Stay in control with the Monthly Plan
Check in once or twice a month to track only transactions related to your main account. Stay in control without constant monitoring
You spend from the right account.
Your plan stays intact.
Your stress goes down.
Why this feels different from
any budget you've tried
You don't have to clean things up first
Start where you are: messy, behind, unsure. PlanWise works with real life, not perfection.
You don't track every dollar
We eliminate the busywork so you can focus on the big picture.
You always know what's safe to spend
No more guessing, guilt-spending, or checking five apps. Just look at your Spending envelope.
Your bills are covered automatically
Automated flows = calm and predictable money.
Your future expenses stop sneaking up on you
Turn irregular costs into small, doable monthly amounts.
You finally feel confident, not stressed
Clarity replaces chaos. A plan replaces panic. You feel the shift immediately.
You're not the only one who wanted
a simpler way to handle money
Thousands of people have found relief, clarity, and confidence using this approach, often for the first time in their lives.
"Money doesn't keep me up at night anymore."
Sarah M.
Small Business Owner
"My partner and I stopped fighting about finances."
James & Kelly R.
Parents of Two
"For the first time, I feel like my money actually works with my life."
Marcus T.
Teacher
Peace of Mind
Stop worrying about money keeping you up at night
Confidence
Feel empowered making financial decisions with clarity
Clarity
See exactly where your money goes without tracking every dollar
Freedom
Experience the relief of a system that works with your life
Your Money System,
made simple
Paycheck
Main Hub
Bills
Spending
Savings
Future
Set it up once.
Watch it run quietly.
Feel the difference every day.
Visualize Your Money System
with Money Maps
See exactly how your money flows from income to expenses. Explore real-world examples of different financial systems and find the approach that works best for you.
Everything you need
to keep money simple
Smart Planner
For quick "What should I do next?" questions.
Clear guidance when you need it
Money System Builder
Design your envelopes and flows in minutes.
Your unique system, simplified
Automated Guidance
Your plan updates as your life changes.
Adapts to your reality
Monthly Plan
Our version of a budget, made simple. Check what needs attention, not every transaction.
The big picture, at a glance
Future Expense Organizer
Say goodbye to surprise bills.
Every big cost, broken into manageable chunks
Personal Roadmap
Your personalized roadmap guides you through clear phases, one next step at a time.
Progress without overwhelm
One simple price.
Full peace of mind.
No hidden fees. Cancel anytime.
billed annually ($120)
What You'll Experience
Feeling calm because your money finally has a rhythm
Knowing exactly what your money is for
Making decisions with confidence instead of doubt
Feeling prepared instead of surprised
Trusting yourself with money again
Feeling steady, even when life shifts
Seeing real progress you can actually feel
Experiencing relief knowing things are finally organized
Feeling capable because the steps are simple and doable
Moving through money decisions without overwhelm
Feeling supported instead of alone in the process
Building momentum that motivates you forward
New customers save 30%
Cancel anytime, no questions asked
You'll save $59.88 per year with annual billing
Who this is for
Feeling Behind
Tired of always playing catch-up with your money
Seeking Space
Want breathing room and clarity, not perfection
Avoiding Complexity
Don't want to track all your transactions or live inside a spreadsheet
You deserve a money life
that feels calm
PlanWise helps you create it.
Secure
Manageable
•Cancel anytime